My name is Roman and I’m the guy who created this site devoted to the subject of debt free living. What moved me to do it was the latest global financial crisis and what it did to great many people. I look at poor folks who lost their jobs or faced significant cuts in their income and my heart fills with sadness especially when I realize that many hardships these people now face could have been a lot less stressful or avoided altogether if only folks would follow the philosophy of debt free living.

I would like to show everybody who cares to read all this stuff that debt free living is in fact easy and achievable by almost anyone. But what I want to show the most is that debt free living is so much more than financial piece of mind! By living debt free or almost debt free you will not only sleep better at night not worrying about where are you going to get money for food or housing tomorrow but you will also be a healthy and cheerful person, you’ll be fit, you family will be stronger, closer together, your children will be healthier and happier and smarter and the quality of your life will generally be a lot better than before. That’s the main point and beauty of this whole thing.

You can be rich or poor, it doesn’t matter, debt free lifestyle will make you happier. Anyway, if you are interested, read on and find out how to live debt free!